Downsizing is a significant life and financial decision. For many Australians, the family home represents their largest asset — and the downsizing transaction is one of the most important financial events of their lives. Collings Property Advisory gives downsizers expert guidance on both the sale and the purchase at a fixed fee of $4,500 + GST — without commission conflicts, without pressure, and with independent advice throughout.
The Problem Downsizers Face
Downsizers are frequently targeted by agents who see them as motivated sellers. Without independent advice, many downsizers sell too cheaply, buy too expensively or both. The emotional dimension of leaving the family home also makes downsizers vulnerable to poor decision-making without a professional sounding board.
Common Mistakes Downsizers Make
- Selling without testing whether private sale or auction is the better strategy
- Not getting independent advice on what their home is actually worth
- Buying into retirement-focused developments that underperform capital growth benchmarks
- Not understanding the superannuation downsizer contribution rules
- Not negotiating on the purchase of their new smaller property
What Collings Downsizer Advisory Includes
| Sale Advisory | Purchase Advisory |
|---|---|
| Independent pricing strategy | Market value assessment of target property |
| Agent selection guidance | Comparable sales research |
| Campaign strategy and marketing review | Negotiation strategy and offer preparation |
| Offer management and negotiation | Agent negotiations on your behalf |
| Superannuation downsizer contribution guidance | Contract review support |
Frequently Asked Questions
What is the superannuation downsizer contribution?
Australians aged 55 and over who sell their primary residence may be able to contribute up to $300,000 per person ($600,000 per couple) into superannuation from the sale proceeds. Collings Property Advisory can explain how this works and refer you to a financial advisor for confirmation.
Should I sell my home before buying the smaller property?
For most downsizers, selling first reduces financial risk and gives you a clear budget for the purchase. Collings Property Advisory will help you assess the right sequence for your situation.
Why Collings?
Independent. Fixed fee. No pressure. Collings Property Advisory gives downsizers professional guidance without the commission conflicts and emotional pressures that come with traditional agent relationships.
Enquire at collings.com.au
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