tr

Can My SMSF Buy a Warehouse in 2026?

June 24, 2026

Yes — and this is one of the best SMSF investment strategies available in 2026. Industrial warehouses are commercial property, which means SMSF borrowing through an LRBA remains fully available after the residential borrowing ban. Warehouses are delivering gross yields of 5.5–6.5% across Melbourne and major Australian cities — significantly better than residential alternatives.

Why Warehouses Are the Standout SMSF Investment in 2026

  • Borrowing still available through LRBA — unaffected by the residential ban
  • Gross yields of 5.5–6.5% vs 2.8–3.5% for residential
  • Long leases (3–7 years) with built-in CPI or fixed rent reviews
  • Tenants typically pay most outgoings (net leases)
  • E-commerce and logistics demand driving strong tenant demand
  • If you run a business that uses a warehouse, you can buy it through your SMSF and pay rent to yourself

SMSF Warehouse Investment — Key Numbers

Location Entry Price Range Est. Gross Yield Typical Lease
Port Melbourne / Fishermans Bend $800K–$2M+ 5.5–6.0% 3–5 years
Dandenong / Keysborough $600K–$1.5M 5.5–6.5% 3–7 years
Geelong industrial $450K–$1.2M 5.5–6.5% 3–5 years
Regional Victoria $300K–$800K 6.0–7.0% 3–5 years

Frequently Asked Questions

Can my SMSF buy a warehouse and lease it to my own business?

Yes — this is one of the most tax-effective SMSF strategies available. Your SMSF buys the warehouse, your business pays market rent to your super fund, and the income accumulates at 15% tax in accumulation phase or 0% in pension phase.

How do I find off-market warehouses for my SMSF in Melbourne?

The Collings off-market portal includes industrial and warehouse listings across Melbourne and Victoria, many available before public listing.

Whether you’re buying your first investment property, building a portfolio, or exploring SMSF property investment, the Collings Property Platform gives you access to off-market opportunities, portfolio tracking, investment tools, and property insights powered by GeeVee AI. Join free today and start building your property future. collings.com.au/portal

Find your next property with Collings

Track suburbs, get matched to on-market and off-market listings, and manage your whole property search in one place. Access the Collings property portal.

Scroll to Top