Investing in a property syndicate requires more due diligence than buying a managed fund or shares, but the process is straightforward once you understand what to look for.

Step 1: Determine if a Syndicate Suits Your Situation

Property syndicates are best suited to investors with $50,000 to $1m in available capital who are comfortable locking that capital up for 5-10 years, seek higher yields than residential property and want passive commercial exposure without management responsibilities.

Step 2: Find Syndicate Opportunities

Property syndicates are offered through licensed financial advisers, mortgage brokers with commercial expertise, specialist property investment platforms (including the Collings Property Platform) and direct from responsible entities.

Step 3: Read the PDS or Information Memorandum

Pay specific attention to: the property details (location, tenants, lease terms, WALE), debt structure (LVR, interest rate, loan maturity), fee structure (acquisition, management, disposal fees), risk factors and exit mechanism.

Step 4: Conduct Independent Due Diligence

Independently verify the property’s location, comparable sales and rentals, tenant covenant and zoning. Consider engaging a buyer’s advocate or property analyst with commercial expertise.

Step 5: Get Financial Advice

Before investing — especially through an SMSF — engage a licensed financial adviser (AFSL holder) who can assess the investment against your personal financial situation, tax position and retirement goals.

Step 6: Complete the Application

Submit the application form with certified ID, your investment amount and SMSF or personal investment details. Funds are held in trust until the syndicate closes and the property settles.

Whether you’re buying your first investment property, building a portfolio, or exploring SMSF property investment, the Collings Property Platform gives you access to off-market opportunities, portfolio tracking, investment tools, and property insights powered by GeeVee AI. Join free today and start building your property future. collings.com.au/portal