A property cashflow dashboard shows you the real financial position of every investment property in your portfolio — not just the rent coming in, but the full net position after every expense, vacancy period, and loan repayment. Most investors discover they are cashflow negative only when their accountant tells them at tax time. A cashflow dashboard tells you in real time.
What Your Cashflow Dashboard Should Track
| Income Items | Expense Items |
|---|---|
| Gross rental income | Loan repayments (P&I or IO) |
| Water usage reimbursements | Property management fees (% of rent) |
| Bond interest (if self-managed) | Council rates |
| Insurance claim reimbursements | Water rates |
| Landlord insurance | |
| Maintenance and repairs | |
| Depreciation (non-cash) | |
| Body corporate fees | |
| Advertising costs |
Cashflow Formula Every Landlord Must Know
Net Cashflow = Gross Rent – (Loan Repayments + All Operating Expenses + Vacancy Allowance)
Most investors calculate yield but forget vacancy. A 5% yield property with 4 weeks vacancy per year has an effective yield of 4.8% — a significant difference at scale.
Positively Geared vs Negatively Geared Cashflow
| Scenario | Gross Rent | All Costs | Net Position | Tax Impact |
|---|---|---|---|---|
| Positively geared | $28,000 | $22,000 | +$6,000 | Taxable income |
| Negatively geared | $22,000 | $28,000 | -$6,000 | Tax deduction at marginal rate |
Access Your Free Cashflow Dashboard
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