A property wealth tracker calculates your true net worth from property — the difference between what your properties are worth and what you owe on them. For most Australian property investors, this is their single largest asset class, yet most don’t know their real wealth position within $100,000 on any given day.
How to Calculate Your Property Wealth
Property wealth is calculated as: Total Estimated Property Value minus Total Outstanding Mortgage Debt equals Net Property Equity. But this simple formula understates complexity — you also need to account for selling costs (agent commission, capital gains tax, legal fees) to understand your true realisable wealth.
Property Wealth Tracker — What to Measure
| Metric | What It Tells You |
|---|---|
| Gross portfolio value | Total estimated market value of all properties |
| Total mortgage debt | Combined outstanding loan balances |
| Net equity | Gross value minus total debt |
| Usable equity | Equity available to borrow against (typically 80% LVR cap) |
| Realisable wealth | Net equity minus estimated selling costs and CGT |
GeeVee Property Wealth Intelligence
The Collings Property Platform calculates your property wealth in real time using live suburb market data, current mortgage balances and GeeVee AI valuation estimates. Know your true position every day, not just at tax time.
Frequently Asked Questions
How do I track my property wealth in Australia?
The Collings Property Platform wealth tracker calculates your gross portfolio value, net equity, usable equity and realisable wealth using live market data — sign up free at collings.com.au/portal.
The Collings Property Platform tracks your property wealth in real time. Join free today. collings.com.au/portal
Find your next property with Collings
Track suburbs, get matched to on-market and off-market listings, and manage your whole property search in one place. Access the Collings property portal.
