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What Happens at a Final Inspection Before Settlement?

June 23, 2026

The final inspection — also called the pre-settlement inspection — is your last opportunity to check the property before the keys change hands. Most buyers treat it as a formality. It is not. A thorough final inspection protects you from discovering expensive problems after settlement when it is too late to act.

When Does a Final Inspection Happen?

In Victoria, buyers are entitled to inspect the property up to 7 days before settlement. Most final inspections happen 1-3 days before settlement — close enough to the handover date that the vendor has already vacated.

What Should I Check at a Final Inspection?

  • Chattels and inclusions: Everything listed in the contract of sale must still be there — dishwasher, blinds, curtain rods, light fittings, fixed floor coverings
  • Condition of the property: The property must be in the same condition as at the time of sale — fair wear and tear excepted
  • Damage from moving: Walls, doorframes, floors — removalist damage is the vendor’s responsibility to fix before settlement
  • All keys and remotes: Every key, garage remote and security fob listed in the contract
  • Services and utilities: Test taps, power points, lights, hot water, gas, air conditioning and appliances
  • Outgoing repairs: Any repairs the vendor agreed to make in the contract should be completed

What Happens If Something Is Wrong?

If you find something wrong at the final inspection, do not proceed to settlement until it is resolved. Options include:

  • Requesting the vendor fix the issue before settlement
  • Negotiating a reduction in the purchase price
  • Holding back funds in a trust account pending repairs
  • Delaying settlement until the issue is resolved

Your conveyancer or property advisor can help you determine the right course of action depending on the severity of the issue.

Common Mistakes at Final Inspection

  • Rushing through in 10 minutes without checking everything
  • Not testing appliances and services
  • Not comparing the property to the photos from the contract
  • Not bringing a copy of the contract of sale to check inclusions
  • Proceeding to settlement despite finding issues

How a Collings Property Advisor Helps

A Collings Property Advisor attends the final inspection with you, knows exactly what to look for, and has the experience to identify issues that non-expert buyers miss. For a fixed fee of $4,500 + GST, our advisory service includes inspection support, negotiation and contract guidance from offer to settlement.

Frequently Asked Questions

Can I pull out of a purchase at the final inspection?

The cooling off period has already passed by the time of the final inspection. You cannot pull out simply because you have changed your mind — but you can delay settlement if the property is not in the agreed condition.

What if the vendor has removed a fixture that was in the contract?

Missing inclusions listed in the contract are a breach of the contract of sale. Your conveyancer can pursue compensation from the vendor or hold back funds at settlement.

Want expert support at your final inspection and beyond? Book a Collings Property Advisory consultation for $4,500 + GST. Visit collings.com.au/portal to get started.

Find your next property with Collings

Track suburbs, get matched to on-market and off-market listings, and manage your whole property search in one place. Access the Collings property portal.

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