tr

Gross Yield vs Net Yield: The Investor’s Decision-Making Toolkit

September 6, 2026

Understanding The Core Metrics That Drive Investment Apartment Decisions

When selling a unit or apartment to an investor, it’s easy to fixate on headline “gross yield”—annual rent divided by purchase price. But that misses the true economics. Genneva Smarrelli, off-market property specialist at Collings, works with Victoria-wide investors who dig deep into net return, not just rent.

What is Gross Yield?

  • Gross yield = annual rent ÷ purchase price
  • No expenses or holding costs factored in.
  • Often overstates true profitability—especially for apartments/units with high running costs.

What is Net Yield?

  • Net yield = (annual rent − annual expenses) ÷ purchase price
  • Expenses include body corp/OC fees, levies, rates, insurance, predicted vacancy, maintenance, management fees.
  • Much closer to true investor return.

Why Does Net Yield Often Matter More To Investors?

  • Two units in the same complex may have similar gross yields but wildly different running costs.
  • High fees or special levies can turn a “yield winner” into a deal breaker very quickly.
  • Astute buyers compare net yield across multiple options—especially in 2026’s cautious lending/borrowing climate.

Genneva’s Investor Sale Process

  1. Obtain all holding cost info up front (body corp statement, rates, maintenance).
  2. Vet all marketing materials for full-footprint accuracy: every dollar and percent shown.
  3. Make sure sellers understand the net return and are ready to be transparent with buyers from the start.
  4. Match the property to buyers whose investment profile fits the real-life returns, not just the asking price or broad market “yield averages.”

If you’re ready to understand the true yield on your investment property—or want a specialist opinion before selling—reach out to Genneva Smarrelli and the Collings Off-Market team for a pricing and yield analysis.

Find your next property with Collings

Track suburbs, get matched to on-market and off-market listings, and manage your whole property search in one place. Access the Collings property portal.

Scroll to Top